NAVON
Free tool · Construction

What is fragmented construction costing you?

Three buckets. One number. Under 90 seconds.

Estimated annual cost$954K/yr

Used to pick reasonable defaults. Toggle advanced to override every input.

$
Mid-market

$10M to $50M annual revenue

Estimated annual cost
$954K/yr

Across change orders, drag, and receivables. Industry-benchmarked.

Change orders$229K/yr
Operational drag$570K/yr
Receivables$155K/yr
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MethodologyHow we got the numbers▾

Change orders. Industry research identifies change in scope as the primary cause of construction claims on 38.8% of projects globally (HKA, CRUX Insight Report 2023). Absorption held at 10%, PM admin at 2 hours per change order, $90/hr loaded PM rate (BLS OES May 2024, 1.75x loaded multiplier).

Operational drag. Autodesk research found 20% of construction professionals spend 10 to 15 hours per week looking for the data they need; the rest of the office averages 3 to 5 hours. We hold the office average at 6 hours per week per person across 50 working weeks at a $60/hr blended loaded rate. Lapse cost defaults are reverse-engineered from the per-tier annual lapse-risk averages in the source PDF.

Receivables. Engineering and construction firms report DSO averages near 100 days (Upflow, State of B2B Payments 2024). The industry average sits closer to 83 days (Construction Credit & Finance Group, 2023). We compare to a 60-day target on Net-30 terms with capital costed at 8% per year. Centime and Plooto benchmarks show automated payment reminders collect 12 to 18 days faster than manual follow-up.

Sources: HKA, CRUX Insight Report 2023 and Megaprojects Report 2025. BLS Occupational Employment Statistics, May 2024. Arcadis, 2025 Construction Disputes Report. Autodesk, Harnessing the Data Advantage in Construction 2024. Autodesk + FMI, Industry Outlook 2024. Upflow, State of B2B Payments 2024. Construction Credit & Finance Group industry survey 2023. Atradius, Payment Practices Barometer 2025 (North America). Centime and Plooto benchmarking analyses 2024 to 2025.

FAQ

Calculator questions.

Operational questions about the math, the inputs, and what happens after.

Where do these numbers come from?

Industry research. Change orders: HKA CRUX Insight Report 2023, BLS OES May 2024, Arcadis Construction Disputes Report 2025. Operational drag: Autodesk Harnessing the Data Advantage in Construction 2024. Receivables: Upflow State of B2B Payments 2024, Construction Credit and Finance Group industry survey 2023, Atradius Payment Practices Barometer 2025, Centime and Plooto benchmarking. The Methodology section above this FAQ details every assumption.

Why ask for my email to see the breakdown?

So we can send you the per-bucket math, the methodology, and the sources in a format you can share with your team. The headline number is on-page and free. The detailed view ships to your inbox.

How accurate is the estimate?

Within rounding of the headline numbers in the source PDFs at the tier defaults. Once you adjust the inputs to match your operation, the calculator gives you a working estimate, not a quote. The numbers move when reality moves; a real engagement starts with a walk-through of your actual change-order log, AR aging, and operational stack.

What does Navon do with these results?

Nothing automatic. A team member reads every submission. If the estimate suggests we can help, we will reach out within one business day. If not, we will tell you.

Is this a quote?

No. The calculator estimates what fragmented systems are costing your operation per year. Engagement scope is separate and gets walked through over a conversation.